Loan Eligibility Calculator
Loan eligibility is calculated based on multiple factors such as your monthly income,
age, credit score, existing financial obligations, credit history, and retirement age.
With RUPIZ, you get expert guidance to clearly understand your loan
eligibility before applying.
Our experienced financial advisors help you assess the maximum loan amount you can
avail, ensuring better planning, transparency, and peace of mind throughout the
loan process.
Loan Eligibility Criteria
-
Age & Remaining Working Years:
Applicant’s age plays a key role in loan eligibility.
Maximum loan tenure is generally capped at 30 years.
-
Age Limit (Salaried Individuals):
21 to 65 years
-
Age Limit (Self-Employed Individuals):
21 to 65 years
-
Minimum Monthly Salary:
₹10,000 per month
-
Minimum Business Income:
₹2 Lakhs per annum
-
Maximum Loan Tenure:
Up to 30 years
-
Financial Position:
Current income and future earning potential of the applicant(s)
significantly influence loan eligibility.
-
Credit History & Credit Score:
A clean repayment record and healthy credit score
increase approval chances.
-
Existing Financial Obligations:
Ongoing liabilities such as car loans, personal loans,
or credit card dues are considered during eligibility assessment.
